What it Takes to Get the Most Money from a Car Accident Personal Injury Claim
Arizona has serious regulations that make it possible for individuals injured in car accidents to seek compensation from a negligent party. Several factors, however, will be determining for the amount of compensation such individuals will be entitled to. If you have suffered a personal injury as a result of somebody’s negligence on the road, you will need to go through several steps to ensure a successful claim. Gathering enough evidence is the first and also the most important part of the process. Let’s see what it takes to get the most money from a car accident.
Most Important Factors that Affect Personal Injury Compensation
To determine how much compensation you’re entitled to, you will first need to understand the factors that play a role in Arizona personal injury claims pertaining to car accidents.
A few of the most important factors that officials will review when making a determination include the following:
- The information containing in the police report – it will be used to determine responsibility and find out whether anyone’s behavior on the road can be classified as negligent
- The amount of time it took the injured party to seek medical attention – it’s imperative to go to the emergency room or contact your physician immediately after a car accident
- Pre-existing injuries and medical conditions
- Testimonies of witnesses pertaining to the behavior of drivers and whether anyone acted in a negligent/reckless way
- Whether a driver was speeding or if they were committing a DUI (considered reckless behavior that will lead to punitive damages in Arizona)
- Personal injury limits set into the car insurance policy
The Importance of Gathering Evidence
A solid personal injury claim is all about documentation. In the absence of evidence, photographs, testimonials and expert reports, it will be almost impossible to get an adequate amount.
Arizona personal injury lawyers will typically advise their clients to begin gathering evidence immediately. Something as simple as photographing injuries can provide sufficient information about the scope of the trauma and how it has had a negative impact on the life of the injured party.
On top of pictures and medical records, create a file and collect/record information about everything pertaining to the accident. You can photograph the scene of the accident, the damage that the two vehicles sustained. Keep record of the communication with the insurance company, as well. Such information could potentially come in handy during court proceedings.
The Cost of Injuries
The higher the cost of injuries, the more money you’ll be entitled to.
Damages in a car accident is a term that refers to two things. It applies to the cost of getting treatment for the injuries. It also applies to the indirect costs stemming from the trauma. Pain, suffering, financial losses and one’s inability to work as a result of the injuries are all classified as indirect damages.
Severe injuries will typically lead to more serious damages in a personal injury case. The court will be responsible for determining what types of damages a person will be entitled to. Some of the options include the following:
- Coverage for medical bills, physiotherapy and rehabilitation
- Lost wages and reduced earning capacity
- Property losses
- The cost of pain, suffering and emotional distress
- The loss of an extremity
- Loss of consortium due to relationship problems stemming from the injury
Getting Legal Representation
Leading a battle against an insurance company or another entity (like a cab company, for example) can be almost impossible in the absence of a legal representative.
Don’t worry that hiring a lawyer is going to cost you a lot. For a start, most Arizona personal injury professionals give their potential clients a free of charge first consultation. In addition, optimizing the settlement amount will definitely justify the expenditure that has to be made to get legal representation to get the most money from a car accident.